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Consumer credit

Bulgar Bank / Individuals / Consumer credit

Conditions of granting the consumer credit
Term of consideration of the statement on granting the consumer credit is 3–5 working days from the date of granting of all complete set of documents.

Credit product

Sum Percent rate Term Tariff pledge/guarantee Target purpose
"Tree wishes" under 300 000 roubles
                
 
18%
19%
20%

1 year
2 year  
3 year
             
- under guarantees of the phisical persons consumer need
"Allow more" from 301 000 roubles
                   
under 1000 000 roubles
18%
19%
20%
1 year
2 year
3 year
- under guarantees of the spouse/hectare for buyig realty
"Bright look" fom 20000 roubles
under 100 000 roubles
20% 1 year - In case of lack of 2-NDFL under guarantees of the phisical persons Credit for treatmen in  "Kuzler" clinic
"All is simple" under 100% from deposit  +3% to deposit's percent rate  The term of deposit without 10 days  -  under guarantee of deposit consumer need
"earning overdraft" rate of pay
100% for employees;
200% for head
 
19% Равен сроку действия карты (за минусом 1-го месяца до окончания срока) 1% from credit sum under guarantee of organization consumer need
Supplementary demands

The borrower, who pretends to drawing up the consumer credit, the guarantor must be up to these qualities at the moment of giving the form and written request for drawing up the consumer credit:

•    The must be granted Russian citizenship and they must have constant registration in Russian Federation.
•    Minimal age is 21 years old. Maximal age defines by this condition: by the moment of last pay repayment for consumer credit the age mustn’t be more than retirement age.
•    Base place of employment must be at the territory of the republic of Tatarstan.
•    The continuous service on the last place of employment mustn’t b e less than six month.
If Bank makes a negative decision about crediting, the reasons of this decision aren’t reported.

Credit repayment
Repayment of monthly payment of credit actualizes in any bank’s department or via other lending agencies (You should get more accurate information at the credit department).
 


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18.05.2012
We buy at We sell at
USD
30.90 +0,1
31.55 +0,4
EURO
39.25 +0,05
39.90 +0,3
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All deposits at our bank are insured State
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